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What types of loans are available?
We offer a variety of loans including personal loans, home loans, auto loans, business loans, and education loans. Each type is designed to meet specific financial needs.
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What is the difference between secured and unsecured loans?
Secured loans require collateral, like a car or house, while unsecured loans do not. Unsecured loans typically have higher interest rates due to the increased risk for lenders.
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How is my loan eligibility determined?
Eligibility depends on factors like your income, credit score, existing debt, employment status, and repayment capacity.
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What is a credit score and why does it matter?
A credit score reflects your creditworthiness. A higher score increases your chances of loan approval and getting lower interest rates.
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How long does it take to get a loan approved?
Loan approval time can vary—some personal loans may be approved within 24-48 hours, while home or business loans might take a few days to a couple of weeks.
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Can I repay my loan early?
Yes, most loans allow early repayment, but some may charge a prepayment penalty. Check your loan terms before paying it off early.
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+91 855 0000 279